Overall Description: ACN business opportunity that offers consumers local and long distance calling, high speed DSL, wireless services, and other services; such as digital phone service with video phones. The products are marketed by ACN reps who earn commissions and bonuses on their personal production as well as the production of the members in their downline. ACN offers five products: -Digital Phone Service – Wireless Phone Service: you can shop major carriers all from ACN and you will recieve extensive savings on equipment. – Local & Long Distance Service with High Speed DSL: *Traditional phone service offers standard features and a variety of plans. – Satellite: your choices are DirectTV or Dish Network. It comes with over 280 channels – Home Security: There are various packages to select from. ACN Business Opportunity: ACN business approach is to find people who are already using a digital phone service and who will be willing to switch over to ACN because of the opportunity offered by ACN. But, approaching friends and family with the ACN products is going to be a hard sell. Many of these prospects will not be interested because they are not interested in the home business. You see, family and friends are the wrong people to target. You want to target other individuals who have either taken part or are involved in an existing home business opportunity. Many of these network marketers are not happy with the business opportunity they are currently with and may find ACN to be of interest. Thus, approaching family and friends and dealing with constant rejection, causes many ACN reps to either quit the MLM industry all together, thinking it is just a pyramid scheme, or he or she jumps into another home business opportunity. ACN has a number of issues facing them. One is they are in an industry that is very competitive. This means that many ACN representatives are struggling paycheck-to-paycheck. It is especially difficult because ACN reps must maintain a quota in order to quality for payment. Trying to maintain a quota is difficult too due to the telecommunication industry, which is heavily saturated, Although there are many ACN reps who have done very well, in order to generate a full-time income, you must build a very large team. But many ACN reps do not possess the skills to generate a large team because they have little to no marketing skills. Without skills, no money, which leads to no business. The ACN business teaches their representatives to use their “warm market”, meaning family and friends, but in order to overcome the struggles that an ACN rep must face, many should utilize the cutting edge marketing strategies of today. These strategies will enable many businesses of the ACN reps to explode while at the same time putting an end to chasing family and friends and dealing with rejection. Today’s current marketing requires the home business entrepreneur to redefine what he or she has been taught. The reality is, there are many network marketers making a significant amount of money, six and seven figure incomes a year just by mastering online marketing strategies and using the principles of attraction marketing. If you want to succeed in your business, I suggest you seek out what top marketers are doing and where they received their training. By following the lead of the top marketers, many ACN reps will overcome all the reasons why most people fail in the network marketing industry.
Archive for January 30, 2011
Running a successful business on the internet requires some serious internet marketing of your business. Therefore, your choice is always an internet marketing service company that guarantees you results. However, in order to gain results from an internet marketing campaign, you must find an internet marketing service company that guarantees quality services because in internet marketing industry, better quality equals better results from an internet marketing campaign. Internet marketing companies use different strategies to promote your business on the internet. These strategies vary from business to business, depending on the business needs, and the goals that it wants to achieve by reaching its audience. Some business only needs to create awareness, whereas others want to make sales. There are no strategies that apply to every client because of his or her needs. Therefore, internet marketing service companies always have to come up with new strategies. One of the things that you must ask of the internet marketing service is a free quote. Often times, internet marketing service companies offer free website analysis as well. Therefore, make sure to avail this opportunity as it can help you to determine how well equipped and skilled the internet marketing company really is. Competent and qualified internet marketing service companies can devise the best strategy that serves its purpose of satisfying the marketing needs of your business. Internet marketing service companies use an array of web marketing tools to promote your business to achieve your desired results. The commonly used web marketing tools include the following. Back Link Development Pay Per Click (PPC) Affiliate Marketing Press Releases Search Engine Optimization (SEO) Social Media Optimization (SMO) and Social Media Marketing (SMM) Normally businesses only require SEO or PPC services from internet marketing companies. However, due to the intense competition in the market these days. Businesses need to attract customers and clients from all niche markets, which include social media and social networking websites as well. An old mix of SEO and PPC was often used to double the chances of getting customers. Using PPC with SEO also helps to improve SEO results as more traffic is driven towards your website through PPC. However, now more concern is towards SMO and SMM because these days more and more online traffic can be found on media and social networks.
Having a business page on social networks like Facebook, Twitter, and LinkedIn helps to promote traffic flow on your website and gain customers during this process as well. Internet marketing service companies can devise such strategies for you that combine SEO, SMO, and SMM to gain traffic and customers from both the search engines and social networks. With internet marketing service companies, a business can reap true benefits of promoting ones business on social networks. Promoting business on social networks is not as simple as it sounds because it might be a social network, but marketing methods still apply and are essential if your goal is to gain customers. Making sure that your internet marketing service company can devise the perfect strategy for you is the only way you can gain top spot in your online industry.
Law firm billing and accounting requirements are inherently different from other service businesses. Even among legal practices, billing requirements can vary greatly from one area of practice to another. Because time spent on billing and accounting is administrative and not billable, a law firm’s profitability depends on capturing all billable time and expenses, generating invoices in a timely manner and managing collection efforts proactively. Another highly important aspect that sets law firm billing apart from that of other businesses is that law firm billing and trust bookkeeping come under the purview of state ethics guidelines. Law firms today cannot function without a legal billing software that fulfills the firm’s practice-specific billing needs and helps them avoid common billing pitfalls. The top ten most prevalent mistakes law firms make, when it comes to billing and accounting are: Pitfall #10 Not Using Matter-Based Recordkeeping Many service businesses perform multiple types of jobs for a customer and generate one invoice that covers everything. The same billing process does not work for law firms. Matter based recordkeeping is unique to law firms. All transaction details must be kept at a matter level rather than client level. Law firms are usually required to keep each task (called “matter”) completely separate from other matters for the same client or other clients. For law firms, matter-based recordkeeping is critical because it allows them to produce proper records with ease for client billing inquires, billing disputes or state audits. Pitfall #9 Not Accounting for Varied Types of Legal Matters Accounting for retainers, time and expenses, etc. will vary depending upon the nature of the matter in question. Most law firms handle a variety of cases and use an assortment of client billing arrangements , such as hourly, retainer based hourly, fixed and contingency. A firm’s billing system must be able to handle all types of billing arrangements and the intricacies of each case. Pitfall #8 Missing Flexibility in Setting Billing Rates Professionals (or “Timekeepers”) at law firms are likely to have “standard hourly rates” for different tasks. An attorney billing software must be able to set Timekeeper rates accordingly, support “discounted rates” or a previous year’s rates for old matters, without much manual intervention. Pitfall #7 Failure to Track and Allocate Disbursements While law firms focus on capturing all billable hours, they often neglect to properly track and allocate expenses for billable matters. Expense tracking is just as important as time tracking. If you do not allocate expenses to a matter as expenses are incurred, you might never collect them. Matter expenses you forget to allocate are lost profits. Expenses are typically paid in variety of ways (checks, credit cards and cash), adding another layer of difficulty. A trust account disbursement, however, is not an issue because the expense will come out of client funds. Pitfall #6 Not Preparing Customized Professional Quality Bills & Reminders The billing process is a direct reflection of your firm and is a vital part of your client communication. While law firms are conscious of providing top quality legal services, their high standards often fall short when it comes to client communications such as invoice and payment reminders. Not only is it important to generate invoices on a fixed billing cycle, but it also equally important to prepare professional quality invoices. Cluttered and hard to understand invoices are a recipe for late payments and client questions and are aspects of legal billing that become even more important when payments are in arrears. Pitfall # 5 Not Utilizing Built-in Software Collection Support Many law firms let unpaid bills pile up and end up with a collection problem. Take a proactive approach to debt collection rather than grappling with the issue after the fact. An efficient law office billing software will provide built-in collection support. Don’t wait for a billing cycle, if a matter’s unbilled balance has reached a low threshold point. Remember, bill collection is an on-going and vital practice management process. Pitfall # 4 Not Checking for Client Conflict of Interest For most law firms, conflict checking is a must. Your firm’s roster of clients is already available in your billing system. Instead of duplicating work, make every attempt to use the same system as a conflict checker. While developing a bulletproof conflict of interest system is challenging, development in today’s computer software makes it easy to build an integrated database that quickly identifies conflicts of interest. Pitfall #3 Not Handling Client Advances Properly Pitfall # 3 involves a host of potential problem areas. A law firm’s cash flow and profitability depend upon client advances (or “retainers”). However, from an accounting/bookkeeping perspective, client advances (retainers) need special treatment and must be handled carefully. The varied nature of client advances, an initial deposit to a trust and/or operating account, and reducing balances, as fees are earned, can significantly complicate your back office operation, if your billing system is not capable of processing retainer transactions systematically. And, apart from itemizing legal fees and expenses, a legal time & billing software must always display “remaining retainer balances” on your client invoices. Pitfall # 2 Loosing Track of Trust Funds Every law firm endeavors to keep trust books clean and accurate, but most either fail or spend significant time and resources trying to do so. Ninety percent of the trust fund tracking battle is won, if your system provides integrated billing and trust bookkeeping . The trust bookkeeping portion of the system must prevent common trust errors (e. g. ledger card overdraft), provide a bank reconciliation tool and three-way reconciliation reports. Pitfall # 1 Choosing Complex Software and Failure to Protect Data Integrity and Security The most common and the most dangerous of all legal billing pitfalls include trying to cope with complex software, failure to protect data integrity and implement secure measures. Technological tools are more hindrance than help, if the tools are too complex to use. Software that isn’t user friendly and requires external consultants or trainers consumes valuable time and eats profits. Data integrity and security are a matter of taking precautions to protect data from unauthorized access and use. You can minimize threats and easily avoid Pitfall #1, if your billing system has built-in features for controlling access to data, has checks in place for error detection and a regular data back-up function. Reap the Benefits of Legal Billing Software Development Computers and software have changed how companies everywhere do business. Technology today allows law firms and other businesses to compete with their larger counterparts on many levels. Choose software with care and reap the benefits of technological developments in legal billing systems. Before you purchase legal billing software, analyze program features to ensure that the software’s design can help you avoid the ten common legal billing pitfalls. The right software will not only enhance your firm’s in-house capabilities and productivity, but will also help you comply with state ethics guidelines and increase profitability.
This index includes about 80 percent of all the issued on the NYSE shares. This index is more complicated in comparison to Dow Jones. Moreover, it is more accurate because it presents stocks of a larger quantity of companies; the stocks of every corporation are weighed according to the overall value of all stocks owned by the shareholders. F&O (futures and options) are sold by this index on CMOT (Chicago Board of Trade). About S&P 500 S&P 500 index includes 500 companies, leaders of many American economy branches. The index is well-known all over the world as the best index of the American Stock Exchange. This index is aimed at the market segment with large capitalization and includes 80 percent of American stocks which makes it an ideal instrument characterizing the market on the whole. S&P 500 comprises a part of S&P U. S. indices that may be used to form an investment portfolio. S&P 500 is supported by the Index committee which consists of economists and index analysts from Standard & Poor’s. Regular meetings are held to provide S&P 500 stability as one of the main indicators of the American stock market condition. Rick levels and profitability of many stocks issued by companies with large capitalization are displayed in real time. How S&P 500 is Counted The Index committee supports S&P 500 according to a set of principles. A detailed description including the criteria of companies inclusion and exclusion from the index, as well as conceptual announces of the committee and research results are published on www. standardandpoors. com. Thanks to these guiding principles the index is known for its objectiveness and transparency. All the changes made to S&P 500 index are published in press releases on the web-site. The Criteria of the Companies’ inclusion into S&P 500 The company is to be an American company. Its market capitalization is to be over 4 billion dollars. Financial stability. Adequate liquidity. 50 or more percent of stocks are to be public. The company has to work in the industry or services sectors. It is not obligatory to fulfill all of the requirements to be part of the index. The Index committee makes individual decisions in every special case. S&P 500 S&P 500 as an Equivalent for the Securities Market One of the S&P 500 advantages is to identify and reflect the growth of a particular industry immediately, as well as the increasing popularity of separate companies. For instance, in 1989, when the stocks of energy companies were constantly growing, there weight in S&P 500 was much larger than usually. Today the index shows that energy companies are no longer popular, they comprise only 10 percent of S&P 500. The weight change of separate stocks in the index happens easily. For example, if Microsoft stocks grow S&P 500 committee is continuously looking for new companies that open new horizons in the American economy. The committee members correct the index by increasing the weight of industrial and insufficiently presented companies, and by excluding those companies which attract unjustifiably much attention. It is doubtful that a company occupying an important place in one of the industries may avoid the attention of the committee. But in case it happens and the company is not included in the index rest assured that the committee representatives remember about it and keep an eye on the company’s development.
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Attempting to transition from high school into college isn’t the easiest thing for youth to be capable of do. It may be a big deal to go from having to do school and never need to work to trying to help make a living for yourself while going to school. That tension is added on more when you do not even know yet what degree you should be trying to achieve in the end. It isn’t uncommon for people to go to school and in the first two years do all of your basic courses which have been required for anything you might need or go into in the future. Colleges will be sure us take a career placement test so you can have a greater idea of what lessons you are suitable to be taking and what level you might need to be beginning at. The placement test isn’t as difficult as attempting to take the SAT or the ACT that some colleges may require. This can quiz you in your understanding of math, English, and other crucial subjects. These are all of the core classes which may be required for each method of degree which you are planning on going into. The test is going to be at the minimum an hour if not just a little bit longer than this. Attempt your best – but understand you cannot fail. When you get a low score the school will let you know you need to start in the most basic of classes. If you get a high score than you will possess the advantage of moving into a more advanced class and on the whole skimming over the ones that others might need to do. The counselor will also make an effort to aid you to understand what your strong abilities are and what degrees those can be applied to. In the event you are still waiting to attend college than consider taking the online career placement tests. These are found on lots of web pages and are often free. These can delve more acutely in the various jobs you could go into.
Monaco is the place where the rich and famous frolic and the Monaco real estate market have hardly seen the property prices downturn, when the rest of the international real estate market saw the downturn. Monaco is one of the most favored places for buying property, since there is no personal income tax apart from French nationals who need to pay the tax to the French Government. The Monegasque tax system does exist and is applicable on all except for the French nationals. There is no tax on the rental income or even capital gains tax. But the buying costs for real estate in Monaco are extremely high. The costs range from 18% to 20% of the Monaco real estate for sale properties and costs for sale and purchase of real estate in Monaco including prices that need to be paid by the buyer and the seller. Monaco is an extremely small principality but is favored for its business atmosphere and of course a place where only the rich and the famous rub shoulders. The Monaco real estate for sale that is available is apartments and, small studios, luxury villas and penthouses. The Monaco real estate property that overlooks the harbor and the F1 circuit is extremely expensive. Since the principality is extremely small, parking places go for a premium and those Monaco real estate properties that come with their own parking lots are highly desirable and expensive. For example a penthouse that overlooks the harbor can go for sale for as much as 24,000,000 euros. The price would increase even further, if there are more than 3 bedrooms, parking lots and swimming pool along with a fitness centre and many other amenities.
Monaco is divided in 6 districts and each of them has their own flavor and charm. These districts are known as Monaco Ville, Fontvielle, Jardin Exotique, La Condamine, Monte Carlo, and Le Larvotto. The local population is only 35,000 and it swells to more than double during the summer season and during the F1 circuit season. This is an excellent location for doing business and raising a family and is connected with the rest of Europe quite easily. Though French is the principal language that is spoken, both English and Italian are preferred and spoken in social and business circles. For the residents, it has a high degree of security since there is a presence of large police force. Since it is a tax haven, the real estate in Monaco has never lost its shine and was quite buoyant, even when the recession hit the rest of Europe. The Monaco rental yields are extremely low and most Rich and Famous prefer to buy their Monaco real estate property for sale rather than rent, since the rentals can be phenomenally high.